A legacy of protection and trust.
Two Families. One Legacy.
Insurance and risk advice for families and the businesses they build, put in writing and reviewed every year.
An authorised financial services provider, FSP No. [12790, once transferred]
Two families, one legacy
What one generation builds, the next should not have to sell. We look after the cover that keeps a family's home, income and business intact when something goes wrong.
Verber Legacy Group brings two families' practice together under one roof. Every client gets advice in writing, a clear account of what we earn, and a review every year.
What our crest stands for
Every part of the shield was chosen for a reason.
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The shield
Protection that pays.
Cover is checked against what it would really cost to replace what you own, so a claim pays in full.
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The rising sun
Planning for the next day.
We plan for the generation that comes next: estate costs, income for a surviving family, a business that carries on.
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The laurels
A name kept by conduct.
Advice is given in writing, and fees and commission are disclosed before you sign anything.
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The two rings
Two families, one standard.
Two families' practice joined as one, with the same standard of care for every client.
What we do
One adviser for everything a family or business would struggle to replace.
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Home and personal
Buildings, contents, vehicles and valuables, placed with insurers we compare for you.
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Life and income
Life, disability and severe illness cover that keeps the household income going.
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Business risk
Property, liability, key person and buy-and-sell cover for owner-managed businesses.
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Estate liquidity
Life cover that pays the estate's costs, so heirs are not forced to sell.
We advise on [licence categories, e.g. short-term personal lines, short-term commercial lines, long-term risk] products, as authorised by the Financial Sector Conduct Authority.
Would your estate have the cash?
When someone dies, the estate must pay its debts, the executor and any estate duty before heirs inherit. If there is not enough cash, property or a business may have to be sold to pay them.
Illustration only, not advice. It uses the maximum executor's fee of 3.5% plus VAT and estate duty of 20% above the R3.5 million abatement (25% above R30 million), as at 2026-11. It leaves out capital gains tax, Master's fees and transfer costs.
- Debts
- R1 200 000
- Executor's fee
- R322 000
- Estate duty
- R595 600
- The estate must pay
- R2 117 600
Your heirs would need to find R1 617 600
Verber Legacy Group
How we work
The same four steps for every client, each one on record.
We learn what you own and who depends on you.
We compare insurers and check the sums.
We advise in writing, with every cost disclosed.
We review it with you every year.
- sales@
verberlegacygroup.co.za - Telephone
- [+27 00 000 0000]
- Hours
- [Office hours]
- Office
- [Office address]
If something goes wrong
Tell us. We handle every complaint under our written complaints procedure, acknowledge it promptly and keep you informed until it is resolved.
complaints@Not resolved? The FAIS Ombud
You may refer a complaint about our advice or service to the Ombud for Financial Services Providers.
- Telephone
- 012 762 5000
- info@faisombud.co.za
- Website
- www.faisombud.co.za
A complaint about an insurer's decision on a claim goes to the insurer first, then to the National Financial Ombud Scheme (www.nfosa.co.za).